On Homeschooling

I will be straight and honest with you all, because that is how I do it around here. I was homeschooled for a short period in my life. I also attended Christian Schools for a good deal of my life. I also happen to have Attention Deficit Hyperactivity Disorder. I take medication for it. I will be very honest with you; homeschooling is not for everyone. I used the ACE curriculum and I will say emphatically that ACE Schools are not suited for Children with learning disabilities. Furthermore, I have very mixed feelings on Christian Schools; if they are staffed with qualified teachers, they can be a good experience. If not, they can be a nightmare. Believe me; I have seen both sides of that coin.

For those who wonder, the A.D.H.D. affects my ability to excel in math. I can plus and minus with the best of them. However, when it gets any tougher than that, I do the run for the calculator. I am getting better with it, as I get older; my checkbook is always balanced. However, I will not be volunteering anytime soon to be solving any sort of complex scientific problem. In other words, if NASA were relying on me to get to the moon, we would be lucky to leave the drawing room!

However, I happen to notice this article over at Salon.com about how homeschooling your children would be a horrible thing and a slap in the face to the big Government public school system. There are a few things, that stand out in this article and I will touch on a few of them. When a parent takes his child out of the public school system and decides to homeschool them, that parent is saying that the school system that he is enrolling in is a failure and that child is unable to learn in it. Which is ironic, because when my Mother withdrew me out of the Christian School that I attended to homeschool me, which was done at my request; I was saying the same very thing about the school that I was attending at the time.

Another thing that stands out in this article is the nuanced dog whistle assertion that if your child is homeschool that he will grow up to be some “right wing extremist militia” type. My friends let me be clear; that assertion is absolute hogwash. It just so happens that I only spent like 2 years in public schools. The rest of educational years were spent in various Christian Schools, and I when I turned 18 years of age and registered to vote; I voted Democratic Party up until the year 2008. Yes, I did eventually did change my political views. However, the changing of my political stance had absolutely nothing to do with my Christian Schooling or my Home Schooling; my change in political philosophy was warranted by the idiocy of what was happening in the Democratic Party in the 2007 primary. Furthermore, my departure from the status as a Democratic Party voter was the utter hapless treatment of our United States Military and its service members that served in it. There are many more reasons, but for the sake of brevity, I will just list these.

Therefore, to my fellow Conservatives, libertarians and tea party friends: do not be bothered by this article. It is simply a progressive buffoon attempting to keep the Government union-backed public sector employees employed. Perhaps it is a sign, that the progressive left is feeling the heat and fears losing the overall battle of the political discourse in this Country. This in this writer’s humble opinion would be a good thing. As the far progressive left, as far as this writer is concerned has driven this Country into a state of ruin, and on top of that, lied their way into controlling that car. It is time for change and for a new discussion — an erasing and washing of the blackboard, if you will. The progressive way of thinking and operating this Country has failed and it is time for a massive redo. The progressive left knows this and this is why articles like this one are being written.

Do not be dismayed by this, we on the right in this Country; on the righteous side of the political discussion are armed with the truth, the left only has lies and propaganda. We shall prevail and we shall be victorious. Homeschooled youth usually have higher IQ’s; excel in most subjects and go on to do many great and important things. I was not the rule; I was the exception to that rule. Just because I suffer from a learning disability, which was diagnosed long before I ever started schooling; does not mean the entire idea of a homeschooled child should be thrown out. To do this would be to take away a parents right of individual choice and that, in a Constitutional Republic is very unacceptable.

Others: American Power, Vox Popoli and The PJ Tatler

Why I cannot stand Mitt Romney

For this crap right here:

The Obama Administration’s $85 billion auto bailout in 2009 was “crony capitalism on a grand scale,” according to Mitt Romney.

In an opinion editorial published today by The Detroit News, the Republican presidential hopeful not only attacks the way the administration handled the bailout of General Motors Co. and Chrysler Group LLC, but argues that the United Auto Workers union benefited from the bankruptcies in wake of contributing millions to Democrats and Barack Obama’s campaign.

“Thus, the outcome of the managed bankruptcy proceedings was dictated by the terms of the bailout,” Romney writes. “Chrysler’s ‘secured creditors,’ who in the normal course of affairs should have been first in line for compensation, were given short shrift, while at the same time, the UAWs’ union-boss-controlled trust fund received a 55 percent stake in the firm.”

via Romney: Auto bailout was ‘crony capitalism,’ taxpayers should get reimbursed | MLive.com.

I mean, the man is a serial flip-flopper, to the point when Jennifer Granholm, of all people, had to point this out. Now he is trying to appeal to the wealthy Republicans by capping the auto industry. The dude is a two-bit phony and I believe Michigan is getting hip to this. Which is why he is failing in the polls here. I am not a fan of Santorum either; but at least he is honest about what he actually is.  But, no matter, neither of them will win to Obama. Which is why I believe we need a brokered Convention in the Republican Party. So we can put a real Conservative in there, a Tea Party candidate and not some beltway veteran.

Is this the best that the AFL-CIO can do?

Shocker! Not.  (Via InstaPundit)

Protesters at Friday’s “Occupy CPAC” event, organized by AFL-CIO and the Occupy DC movement, told The Daily Caller that they were paid “sixty bucks a head” to protest outside the Conservative Political Action Conference in Washington, D.C.

One protester told TheDC that all the “Occupy” activists were being paid to protest, and that his union, Sheet Metal Workers Local 100, approached him about the money-making opportunity.

I have nothing nice to say about Local 100. … They just told me ‘you wanna make sixty bucks? So c’mon,’” the protester said.

Other “Occupy CPAC” protesters were unwilling to speak on camera because they were unaware what they were protesting and what the CPAC event was about.

via Occupy CPAC | Union | Paid | The Daily Caller.

Allow me to say this; as the son of a retired General Motors worker and retired member of the UAW —- is this is the best that the AFL-CIO can do for a protest? If this is the case, and I do fear that it is — then I do fear for the future of the labor movement. Because this is how lame, desperate — pick a damn adverb — that they have become. The once great AFL-CIO, which stood for the common man and made sure that crony capitalists were held in check; is now nothing more than a casting service for the far liberal left.

Another thing too; if the AFL-CIO is paying people to protest — my question is, what else are they planning on paying people to do? I mean, and I hate to be the one to say it — But these people are a part of the far liberal left, we used to call them communists. Anyhow, what else will they pay people to do? All I am going to say is this; it was a glitter bomb used here here recently on Mitt Romney, I just hope the secret service is up for the job. Because I will say this; in 1970 Walter Reuther‘s plane went down near Black Lake, Michigan. Most union people believe the plane was sabotaged. They also believe that the crony capitalists at the big three were responsible; I disagree with that. I believe the the communists did him in. Because in 1949, Reuther expelled the Communist-backed unions from the CIO. Who is to say, that they did not kill Reuther in an act of revenge? Communists, much like their brothers-in-arms — Muslim Terrorists — are very patient people and will wait for their moment of revenge, years if it takes that long.

Because you have to understand, these people on the far communist left; they know no valor, no morals — nothing. They are power hungry people and they have much invested in Barack Obama and they will stop at nothing to protect him. This is why I worry about whomever becomes the nominee of the GOP. Because in 2008, they had nothing really to lose.  In 2012, it is another story; they have a whole bunch to lose. I am not saying that I have any sort of inside knowledge at all. However, I know these people and I know how they play their game.  I just hope the GOP, the secret service and everyone else on the right is on their game. Because to be quite honest, in this election; I fear the worst. I don’t know why. But I do. You can call it a gut feeling that I have.

I just hope, for everyone’s sake — that I am wrong. 🙁

 

 

The blatant hypocrisy of Rick Santorum

This is weapons grade hypocrisy here:

“Are we going to believe, as our Founders did, that our rights don’t come from the government, that they come from a much higher authority?” Santorum asked today. “There are those in the Oval Office who believe that’s not the case, that rights do, in fact, come from the government, and they have gone around convincing the American people that they can give you rights. We see what happens when government gives you rights. When government gives you rights, government can take away those rights. When government gives you rights, they can coerce you in doing things in exercising the rights that they gave you.”

via Santorum: If the idea of government-granted rights wins out, government will own you « Hot Air.

So says the man who believes that it is the role of the United States Federal Government, to tell a woman what she can and cannot do with her body. Folks, this Christian statist thug is George W. Bush 2.0 and if the Republican Party nominates this guy; Barack Obama is going “mop the floor” with him. Statism, like Liberalism; is a mental disorder and this man suffers from it, in a very big way.

Which is why you should vote differently in 2012. I am not saying that Mitt and/or Newt are any better; but the last thing we need in the White House is a second coming of George W. Bush. We saw what big Government Conservatism got this Country for eight years. We cannot afford to make that mistake again.

Ron Paul’s isolationism and foreign policy disengagement are not what this Nation needs; but this Nation sure as hell does not need more Wilsonian foreign policy disasters, like one in Iraq. If Santorum gets the nomination and by outside chance or interference by the supreme court again; wins this contest, you can bet your sweet derriere that it will be George W. Bush all over again.

We cannot afford that again, It will destroy the Republican Party. It will destroy any notion of Conservatism in America and real Americans will suffer for it. So, to any Conservatives who happen to read this blog; and there are some. I implore you — do not vote for this joker come primary time or if gets that lucky, in November.

Be smart Republicans —– nominate a real Conservative —- not a Christian Statist.

 

Catholics are not the only ones raising cain about the healthcare issue

The Baptists are raising a stink about it too.

There is this:

WASHINGTON (BP) — The issue at the center of the swelling controversy over the Obama administration’s refusal to protect the conscience rights of employers in its “contraceptive mandate” is “about as basic as it gets,” especially for Baptists, says Richard Land.

“Does the government have the right to intrude on the consciences of people to force them to pay for that which they find unconscionable? This goes contrary to our tradition in this country and contrary to our understanding of the First Amendment’s religious freedom protections,” Land said Feb. 9 in explaining what is at the heart of the debate.

“In my opinion, a Baptist needs to take a stand on this issue. Our Baptist forefathers went to prison and died for the freedoms that we have, and now it’s our responsibility in the providence of God to defend these freedoms lest they be taken away by government fiat,” said Land, president of the Southern Baptist Ethics & Religious Liberty Commission.

via Baptist Press – Land: Obama mandate is a Baptist issue – News with a Christian Perspective.

Then there is this, also via Baptist Press:

“I’d go to jail rather than cave in to a government mandate that violates what God commands us to do. Would you? Acts 5:29,” author and pastor Rick Warren wrote on his Twitter account Feb. 7 before adding, “I’m not a Catholic but I stand in 100% solidarity with my brothers & sisters to practice their belief against govt pressure.”

Like I wrote earlier about the Catholics; my advice to my fellow Baptists, do not settle for anything other than a FULL and Complete exemption to this rule. I have to admire the Baptists and other Christian who are showing their boldness in this very important issue. Although, I really wished they would have shown the same sort of boldness, on the issue of the Iraq War. But, at this point, I will take any kind of boldness I can get. 😀

 

Bloomberg: Bank deal with make foreclosures to rise

I have already written about this one, so before you read below; read here.

The story: (H/T Jazz Shaw)

The $25 billion settlement with banks over foreclosure abuses may result in a wave of home seizures, inflicting short-term pain on delinquent U.S. borrowers while making a long-term housing recovery more likely.

Lenders slowed the pace of foreclosures as they negotiated with attorneys general in all 50 states for more than a year over allegations of faulty and fraudulent paperwork used to repossess homes. With yesterday’s agreement, banks are likely to resume property seizures.

“The best thing about the settlement, frankly, is that it will be done,” said Stan Humphries, chief economist for Seattle-based Zillow Inc. (Z), a provider of home-sales data. “The shadow of the settlement hung over the market for a year now.”

The backlog of foreclosures has trapped homeowners in properties they can no longer afford, depressed neighborhood prices by increasing the number of abandoned homes and led banks to tighten mortgage credit standards because of uncertainty about the cost of their potential obligations. Foreclosure starts fell 46 percent in December from October 2010, when the investigation into the so-called robo-signing of mortgage documentation began, according to Irvine, California-based RealtyTrac Inc.

via Foreclosures to Climb in U.S. Before Bank Deal Helps Housing Market Heal – Bloomberg.

At the risk of sounding like, of all people, Ron Paul; This is what happens when Government gets involved with the private market. It gets screwed up and attempts to fix it, screw it up even worse! Let this be a lesson to our Government and all involved; do not involve yourself in private markets, like housing. It only messes things up.  The sad thing is, a whole bunch of people had to suffer, because a group of liberal elitists decided that a tried and true system just had to be tweeked to give to the “have-nots” and from what I read above, the suffering is just beginning.

 

 

Retreat: White House to offer ‘Accommodation’ to religious groups on contraception issue

That was quick….

The Video:

News:

With the White House under fire for its new rule requiring employers including religious organizations to offer health insurance that fully covers birth control coverage, ABC News has learned that later today the White House — possibly President Obama himself — will likely announce an attempt to accommodate these religious groups.

The move, based on state models, will almost certainly not satisfy bishops and other religious leaders since it will preserve the goal of women employees having their birth control fully covered by health insurance.

Sources say it will be respectful of religious beliefs but will not back off from that goal, which many religious leaders oppose since birth control is in violation of their religious beliefs.

One source familiar with the decision described the accommodation as “Hawaii-plus,” insisting that it’s better than the Hawaii plan — for both sides.

via White House to Announce ‘Accommodation’ for Religious Organizations on Contraception Rule – ABC News.

InstaPundit says:

My advice to the bishops: He’s on the run — don’t settle for his opening bid.

Indeed. If I were them, I would inform the President that they would settle for nothing less then total exemption

Video: New RNC Ad — Five Years Later

(Via InstaPundit)

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The real question is this; would America be any better under a big Government statist Republican like Mitt Romney or Newt Gingrich…. or a Christian Statist like Rick Santorum?

I tend to believe that not to be the case.

Ed Husain: US must stay out of Syria

A very reasonable argument:

In reality, this would mean the United States would once again carry the heavy burden of war. In NATO’s recent operation in Libya, the United States provided 75% of the reconnaissance data, surveillance, intelligence and refueling planes. Syria is not Libya, and NATO without the United States is not up to the job.

The Arab League is no match for a brutal Syrian regime backed by Russia, China and Iran.

In essence, therefore, we must stop pretending about NATO or the Arab League intervening and accept that it is not “international intervention,” but U.S. military intervention that is being sought in yet another Muslim-majority country. The Muslim dimension is important because the lessons of Lebanon, Iraq, Palestine and Afghanistan are that, invariably, intervention leads to occupation, which leads to varying degrees of Islamist radicalization

via West must not intervene militarily in Syria – CNN.com.

I would suggest you go read the rest of that, as it is a very well-reasoned argument against the United States getting involved in the Syria conflict. Now watch the Trotskyite Wilsonian Conservative war hawks tear this man to shreds for daring to say that we should not get involved.

The truth is folks; we are broke as a Nation. We just checked out of one Country and we are trying like heck to get out of another one. Going into this conflict would be, quite bluntly, crazy. Here is hoping that Obama listens to this reason and does not get involved. Syria is not Libya; and it damned sure is not Iraq. Different Nations, Different battles and a bunch of different issues here. Because of this, it would be in our best interest to stay out of it.

 

 

My thoughts on the mortgage settlement

You can read about this here, here, here and here.

First of all, let me say this; this issue here, above all of the others, is why I packed it in with the Democratic Party. On top of all of the class warfare, class resentment, racial resentment and everything else; was the realization that I made, that the Democratic Party, starting in 1973 and again in 1993 literally rigged the system to fail. This was by loosing credit restrictions to allow people, who had no business even getting loans, to get credit so easily.

Then once the system failed, the Government, started by George W. Bush in 2008 with tarp loans and the bailing out banks that were “Too big to fail.” Not to mention the fact that the Republicans ripped out regulations that made the whole thing like one million percent worse and when the Republican Congress received a warning that the whole thing was going to collapse, what did they do? They held a hearing and the CEO of Freddy and Fannie played the RACE CARD, they retreated! 😡 I won’t even get into the stupidity of the Federal Reserve, which really made some seriously idiotic mistakes.

Then instead of Obama being smart and saying, “We’re not picking favorites, we are going to allow the market to correct itself.” Instead, he continued the bailouts and even spent more on top of that. Not the mention his attempt to destroy our private healthcare system.

Anyhow, this settlement is not perfect; in fact, it stinks and someone has given a bullet-point list as to why.

This is via Naked Capitalism:

Here are the top twelve reasons why this deal stinks:

1. We’ve now set a price for forgeries and fabricating documents. It’s $2000 per loan. This is a rounding error compared to the chain of title problem these systematic practices were designed to circumvent. The cost is also trivial in comparison to the average loan, which is roughly $180k, so the settlement represents about 1% of loan balances. It is less than the price of the title insurance that banks failed to get when they transferred the loans to the trust. It is a fraction of the cost of the legal expenses when foreclosures are challenged. It’s a great deal for the banks because no one is at any of the servicers going to jail for forgery and the banks have set the upper bound of the cost of riding roughshod over 300 years of real estate law.

2. That $26 billion is actually $5 billion of bank money and the rest is your money. The mortgage principal writedowns are guaranteed to come almost entirely from securitized loans, which means from investors, which in turn means taxpayers via Fannie and Freddie, pension funds, insurers, and 401 (k)s. Refis of performing loans also reduce income to those very same investors.

3. That $5 billion divided among the big banks wouldn’t even represent a significant quarterly hit. Freddie and Fannie putbacks to the major banks have been running at that level each quarter.

4. That $20 billion actually makes bank second liens sounder, so this deal is a stealth bailout that strengthens bank balance sheets at the expense of the broader public.

5. The enforcement is a joke. The first layer of supervision is the banks reporting on themselves. The framework is similar to that of the OCC consent decrees implemented last year, which Adam Levitin and yours truly, among others, decried as regulatory theater.

6. The past history of servicer consent decrees shows the servicers all fail to comply. Why? Servicer records and systems are terrible in the best of times, and their systems and fee structures aren’t set up to handle much in the way of delinquencies. As Tom Adams has pointed out in earlier posts, servicer behavior is predictable when their portfolios are hit with a high level of delinquencies and defaults: they cheat in all sorts of ways to reduce their losses.

7. The cave-in Nevada and Arizona on the Countrywide settlement suit is a special gift for Bank of America, who is by far the worst offender in the chain of title disaster (since, according to sworn testimony of its own employee in Kemp v. Countrywide, Countrywide failed to comply with trust delivery requirements). This move proves that failing to comply with a consent degree has no consequences but will merely be rolled into a new consent degree which will also fail to be enforced. These cases also alleged HAMP violations as consumer fraud violations and could have gotten costly and emboldened other states to file similar suits not just against Countrywide but other servicers, so it was useful to the other banks as well.

8. If the new Federal task force were intended to be serious, this deal would have not have been settled. You never settle before investigating. It’s a bad idea to settle obvious, widespread wrongdoing on the cheap. You use the stuff that is easy to prove to gather information and secure cooperation on the stuff that is harder to prove. In Missouri and Nevada, the robosigning investigation led to criminal charges against agents of the servicers. But even though these companies were acting at the express direction and approval of the services, no individuals or entities higher up the food chain will face any sort of meaningful charges.

9. There is plenty of evidence of widespread abuses that appear not to be on the attorney generals’ or media’s radar, such as servicer driven foreclosures and looting of investors’ funds via impermissible and inflated charges. While no serious probe was undertaken, even the limited or peripheral investigations show massive failures (60% of documents had errors in AGs/Fed’s pathetically small sample). Similarly, the US Trustee’s office found widespread evidence of significant servicer errors in bankruptcy-related filings, such as inflated and bogus fees, and even substantial, completely made up charges. Yet the services and banks will suffer no real consequences for these abuses.

10. A deal on robosiginging serves to cover up the much deeper chain of title problem. And don’t get too excited about the New York, Massachusetts, and Delaware MERS suits. They put pressure on banks to clean up this monstrous mess only if the AGs go through to trial and get tough penalties. The banks will want to settle their way out of that too. And even if these cases do go to trial and produce significant victories for the AGs, they still do not address the problem of failures to transfer notes correctly.

11. Don’t bet on a deus ex machina in terms of the new Federal foreclosure task force to improve this picture much. If you think Schneiderman, as a co-chairman who already has a full time day job in New York, is going to outfox a bunch of DC insiders who are part of the problem, I have a bridge I’d like to sell to you.

12. We’ll now have to listen to banks and their sycophant defenders declaring victory despite being wrong on the law and the facts. They will proceed to marginalize and write off criticisms of the servicing practices that hurt homeowners and investors and are devastating communities. But the problems will fester and the housing market will continue to suffer. Investors in mortgage-backed securities, who know that services have been screwing them for years, will be hung out to dry and will likely never return to a private MBS market, since the problems won’t ever be fixed. This settlement has not only revealed the residential mortgage market to be too big to fail, but puts it on long term, perhaps permanent, government life support.

As we’ve said before, this settlement is yet another raw demonstration of who wields power in America, and it isn’t you and me. It’s bad enough to see these negotiations come to their predictable, sorry outcome. It adds insult to injury to see some try to depict it as a win for long suffering, still abused homeowners.

I have zero to add to this. The only thing I will ask is, who’s paying for all of this? Answer: You and Mein Taxes. 😡

This is why we need a new political Party to get in there and fix this asinine morass.

Others: (All Liberals BTW…) American Prospect, Washington Post, US Politics, FT Alphaville, ourfuture.org/blogs_chrono/*, Wall Street Journal, Time, The Huffington Post, Swampland, ThinkProgress, Prairie Weather, Firedoglake, Business Insider, Financial Times and Discourse.net, ThinkProgress, The Huffington Post, Washington Monthly, Washington Post, Firedoglake, Rolling Stone, The Big Picture, Business Insider, Hit & Run, The Democratic Daily, Zandar Versus The Stupid, Feministing, ourfuture.org/blogs_chrono/*, No More Mister Nice Blog, Blog of New Orleans, Gambit, emptywheel, The Political Carnival, DealBook, The Page, Booman Tribune and Wall Street Journal, ProPublica, FORECLOSURE FRAUD, Business Insider and Calculated Risk, Washington Post, Daily Kos and Firedoglake, The Atlantic Online